LIFE INSURANCE

 

TERM LIFE INSURANCE

Term life insurance pays a benefit in the event of the death of the insured during a specified term. 


WHOLE LIFE INSURANCE

Whole life insurance pays a benefit on the death of the insured and also accumulates a cash value. 


SIMPLIFIED ISSUE LIFE INSURANCE

Simplified issue life insurance is fast, easy and affordable. Guaranteed level premiums for the life of the policy. Coverage that will remain in force as long as your premiums are paid on time. 


VARIABLE LIFE INSURANCE

Variable life insurance is a permanent life insurance policy with an investment component. The policy has a cash value account, which is invested in many sub-accounts available in the policy. A sub-account acts similar to a mutual fund, except it's only available within a variable life insurance policy.


FINAL EXPENSE INSURANCE

Final expense insurance is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral costs. 


ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE

Accidental death and dismemberment is a policy that pays benefits to the beneficiary if the cause of death is an accident. This is a limited form of life insurance which is generally less expensive.

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